(2024) 10 Steps To Financial Freedom
Published 5/2024
MP4 | Video: h264, 1920x1080 | Audio: AAC, 44.1 KHz
Language: English | Size: 2.31 GB | Duration: 1h 47m
The no-frills guide to wealth creation

What you'll learn

Throughout this course, you'll know the exact steps to creating the financial freedom, security, and growth you've always wanted!

Learn how to create a budget to help you save money and live the life you deserve

Create an effective emergency fund

Utilize 100% free employer money

Know when & how to pay off debt

Understand advantaged retirement accounts to help you avoid paying taxes (legally!)

Prepare you to supercharge your wealth creation

Requirements

No personal finance experience required. You'll learn everything you need to know.

I'll walk you through everything from getting out of debt, to building wealth.

All you'll need is a computer & access to Google Sheets (to use my free budgeting tool).

Description

Welcome to the most straightforward and easy to understand course on exactly what to do with your money, when to do it, and why it matters. Alongside this course, I've included a simple Google Sheet to track your monthly budget. and don't worry, I'll walk you through how to use it!Here's the exact 10 Steps I'll walk you through, so you know what to expect: 0. Understand your money: Budgeting, essential insuranceCreate your emergency reserveGet free money from your employer (Seriously)Pay off non-mortgage debtCreate a cash reserve for rainy days (Different than emergency fund)Utilize tax-free retirement accountsLearn to save effectively: Homes, cars, education expensesMax-out retirement accountsPay off your homeSupercharge your wealth creation (How the wealthy get wealthier)Plan for the future: Retirement, estate planningWhile this course focusses on the United States, the principles and the order in which you should be thinking about them applies almost anywhere!I guarantee that this is THE most straightforward personal finance course available ANYWHERE on the market - or your money back (30 day money back guarantee).* Since I am not currently a registered financial advisor, I must add: This course is purely educational, and is not advice for your specific circumstances. While everything stated in this course is true to the best of my knowledge, be sure to do your own research, including reaching out to a financial advisor (ideally a certified fiduciary) for guidance, before making any decisions related to your own finances.

Overview

Section 1: Introduction

Lecture 1 Course Overview

Lecture 2 Who is Colton Marschik?

Lecture 3 What's Your "Why"?

Section 2: Step 0 - Understand Your Money

Lecture 4 Why "Step 0"?

Lecture 5 Payday Loans

Lecture 6 Document Your Spending

Lecture 7 Spend Less Than You Make

Lecture 8 Track Future Spending

Lecture 9 Get Essential Insurance

Section 3: Step 1 - Emergency Fund

Lecture 10 Cover Your Deductibles

Lecture 11 Replace Used Funds

Lecture 12 Where To Keep Your Emergency Fund

Section 4: Step 2 - Employer Match & Disability Insurance

Lecture 13 Utilize Full Employer Match

Lecture 14 Get Disability Insurance

Section 5: Step 3 - Pay Off Non-Mortgage Debt

Lecture 15 Pay Off Highest Interest Debt First

Lecture 16 Get Homeowners/Renters Insurance

Lecture 17 You're Making Huge Progress

Section 6: Step 4 - Create a Rainy Day Reserve

Lecture 18 Save 3-6 Months Expenses

Lecture 19 Where To Keep Your Rainy Day Reserve

Section 7: Step 5 - Create Personal Retirement Account(s)

Lecture 20 Create (& Max-Out) ROTH IRA

Lecture 21 Open A Health Savings Account

Lecture 22 What To Do If You Get Set Back?

Section 8: Step 6 - Save For Specific Goals

Lecture 23 How To Save For Goals

Lecture 24 Saving For Your Children's Education

Section 9: Step 7 - Max Your Retirement Accounts

Lecture 25 Max-Out Your 401k (& HSA)

Lecture 26 What If My 25% Savings Bucket Isn't Enough To Max-Out My Retirement Accounts?

Section 10: Step 8 - Pay Off Your Mortgage

Lecture 27 Pay Off Your Mortgage

Lecture 28 Can I Still Take Out Loans?

Section 11: Step 9 - Supercharge Your Wealth Creation

Lecture 29 Invest Outside Of Tax-Advantaged Accounts

Lecture 30 Giving To Charity

Lecture 31 Consider Impact Investing

Lecture 32 Research Alternative Investments

Section 12: Step 10 - Long-Term Planning

Lecture 33 Are You Ready For Retirement?

Lecture 34 Retiring Early (FIRE)

Lecture 35 Long-Term Care Insurance

Lecture 36 Building Your Legacy (Estate Planning)

Section 13: Conclusion

Lecture 37 Remember Your "Why"

Lecture 38 Thank You

Young adults who want to get a head start on building wealth,Older adults who want to get out of debt or maximize their retirement,People who like the finer things in life but can't seem to afford them,Anyone who wishes they'd learned more about money growing up